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blackbrokeandfancy

Black, Broke & Fancy: Reflection

I have this phrase that I’ve been telling myself since I was a kid: No one else is going to do it. When I wanted to something growing up no one would get it from me. Yeah, I got the occasional Barbie, which I am grateful for, but there were other things that I wanted that I didn’t get due to our financial circumstances.

When I started my job 12 years ago, I barely made a lot and most of my income was disposable during the time of pay by the minute cell phones, I would just reload my phone and help out the cable bill. I was living in a small town in the panhandle of West Virginia. My checks were enough to keep a 17 year old kid entertained. Walked a mile to the library, grabbed an ice cream cone from the Dairy Queen, and call a cab to the local Wal-Mart.

I didn’t think about saving money because I never had a lot of it. Saving it meant I would have to spend it within 3 weeks. Probably the biggest amount of money I’ve ever received from working was $1300 – after working 2 six day weeks and tips. This was almost 10 years after I started working. I am in the process of trying to pay off two credit cards with a balance of 800$ (Most of put on since my funds are low the last two weeks!

I am constantly examining how to save, spend, and will share my plan going forward. My goal is to save at least $1k by the end of the year. I am currently split in paying off my cards and not having a savings account. I’m also considering giving up unlimited data. I don’t spend too much time on buses anymore but I want the freedom of it. I wonder if I can test my data limits during the week?

Tune in Wednesday. I’ll be talking about Slow Fashion because that’s why I keep spending money.

XOXO, SEQ

By Sequoia Bey

Self Proclaimed ice cream kween, Sequoia Bey is living it up in Los Angeles with her cat, Edgar. When she's not working or writing , she's either online window shopping or catching up on her shows.

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