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5 Ways to Save Money on Coffee

I worked in coffee for 4 years and feel like I know a great deal on how to save money. I know a lot of people say forego your cup of morning joe and make coffee at home but do people really tell you how to save even at the cafe? 1: Large Lattes – … Read more5 Ways to Save Money on Coffee

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Black, Broke & Fancy: Reflection

I have this phrase that I’ve been telling myself since I was a kid: No one else is going to do it. When I wanted to something growing up no one would get it from me. Yeah, I got the occasional Barbie, which I am grateful for, but there were other things that I wanted … Read moreBlack, Broke & Fancy: Reflection

Black, Broke, and Fancy: Guilty Spending

Like any person on this Earth, I like to spend money. Not only do I do it frequently, but I also feel guilty for it. It’s not like I spent a massive amount of money this weekend but I do feel bad for spending it. Little things like getting my nails and feet done, getting … Read moreBlack, Broke, and Fancy: Guilty Spending

New Wave: Buy Now, Pay Later

In the last year or so, a lot of sites are popping up where you can purchase various items now versus later. This concept is far from new. For decades info commercials and HSN has been selling us items for $19.89 for 6 months for some cheesy jewelry or house item. The concept behind the … Read moreNew Wave: Buy Now, Pay Later

Black, Broke, and Fancy: Bad Credit

According to Credit Karma, my credit score is currently mid-500s. You may wonder why it’s so low? 2 years ago, when I moved to Los Angeles, my rent was incredibly reasonable but my pay wasn’t. I was making $700 per check, my phone, rent, and bus pass cost about  $905. I couldn’t afford minimum payments … Read moreBlack, Broke, and Fancy: Bad Credit