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Black, Broke & Fancy: Reflection

I have this phrase that I’ve been telling myself since I was a kid: No one else is going to do it. When I wanted to something growing up no one would get it from me. Yeah, I got the occasional Barbie, which I am grateful for, but there were other things that I wanted … Read moreBlack, Broke & Fancy: Reflection

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Black, Broke, and Fancy: Guilty Spending

Like any person on this Earth, I like to spend money. Not only do I do it frequently, but I also feel guilty for it. It’s not like I spent a massive amount of money this weekend but I do feel bad for spending it. Little things like getting my nails and feet done, getting … Read moreBlack, Broke, and Fancy: Guilty Spending

Black, Broke, and Fancy: Bad Credit

According to Credit Karma, my credit score is currently mid-500s. You may wonder why it’s so low? 2 years ago, when I moved to Los Angeles, my rent was incredibly reasonable but my pay wasn’t. I was making $700 per check, my phone, rent, and bus pass cost about  $905. I couldn’t afford minimum payments … Read moreBlack, Broke, and Fancy: Bad Credit

Black, Broke, and Fancy: Sad Savings

I spent most of last year trying to pay down my debt but it took a good chunk of my income even with minimum payments. Spending most of my money on rent, bills, and debt didn’t leave a lot of room for savings. So, I decided a few months ago to stop paying my credit … Read moreBlack, Broke, and Fancy: Sad Savings