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moneymonday

Saving Season

The last week I’ve been obsessively crunching numbers to save $1000 by the end of the year. I came to realize it will be a big challenge and I need to save according to what I need.

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whateverwednesday

6 Months 2 Go

My goals over the next few months aren’t that extravagant. Most of them are leaning hard on my financials and saving. My list:  I would like to pay off a credit card. I set up payment Monday to pay off 60% of my current balance. I should be done paying that off by at least […]

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blackbrokeandfancy moneymonday

Black, Broke, and Fancy: Guilty Spending

Like any person on this Earth, I like to spend money. Not only do I do it frequently, but I also feel guilty for it. It’s not like I spent a massive amount of money this weekend but I do feel bad for spending it. Little things like getting my nails and feet done, getting […]

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blackbrokeandfancy moneymonday

Black, Broke, and Fancy: Bad Credit

According to Credit Karma, my credit score is currently mid-500s. You may wonder why it’s so low? 2 years ago, when I moved to Los Angeles, my rent was incredibly reasonable but my pay wasn’t. I was making $700 per check, my phone, rent, and bus pass cost about  $905. I couldn’t afford minimum payments […]

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blackbrokeandfancy

Black, Broke, and Fancy: Sad Savings

I spent most of last year trying to pay down my debt but it took a good chunk of my income even with minimum payments. Spending most of my money on rent, bills, and debt didn’t leave a lot of room for savings. So, I decided a few months ago to stop paying my credit […]

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blackbrokeandfancy

Black, Broke, and Fancy: Saving & Spending

You can rack up a lot of change with this app.